ABSTRACT. Jickling contends that share prices for large banks, small banks, and investment banks have all significantly underperformed the market as a whole. Nanto et al. note that what began as a bursting of the U.S. housing market bubble and a rise in foreclosures has ballooned into a global financial crisis. Frank et al. assert that commercial paper is a common source of short-term financing for firms with high-quality debt.