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ABSTRACT. Our paper adds to the rich literature on the considerably raised use of private loans in the United States as an additional supply of finance for households’ college investment. The results of the current study converge with prior research on the implications of growing debt for community college individuals. The paper generates insights about the increasing relevance of the private market for student loans in paying for higher education.
JEL codes: I23; D83

Keywords: higher education; student loan debt; United States; private market

How to cite: Nica, Elvira, and Catalina-Oana Mirica (Dumitrescu) (2017). “Is Higher Education Still a Wise Investment? Evidence on Rising Student Loan Debt in the U.S.,” Psychosociological Issues in Human Resource Management 5(1): 235–241.

Received 20 October 2016 • Received in revised form 18 February 2017
Accepted 19 February 2017 • Available online 20 March 2017

doi:10.22381/PIHRM5120179

ELVIRA NICA
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Center for Human Resources and Labor Studies
at AAER, New York;
Bucharest University of Economic Studies
CATALINA-OANA MIRICA (DUMITRESCU)
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Bucharest University of Economic Studies

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